| COMMERCIAL LENDING | |
 504 Interest Rate Continues Record Setting Drop
Interest rates on Small Business Administration 504 loans continue to benefit from current market conditions. Small business owners looking to purchase or renovate commercial properties or refinance qualified business debt should take advantage of these unprecedented low rates while they last.
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| INDUSTRY NEWS | |
 Latest Edition of Small Business Profiles Now Available
The economic condition of small businesses in Florida and the United States is captured in the latest edition of the Small Business Profiles for the States and Territories. This annual publication from the Small Business Administration's Office of Advocacy provides information on each state's small business makeup, as well as the country as a whole.
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| ASK THE EXPERTS | |
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 504 Closing Q&A:
Debt Refinancing
Q -- Under the Small Business Administration's 504 Debt Refinancing Program, is it required to set up an escrow account if the project includes working capital for business expenses?
ANSWER >
If you have a question you'd like our SBA 504 loan experts to answer, email it to info@ffcfc.com. |
| BORROWER PROFILE | |
 504 Loan Helps Family Surfing Business Build on a Legacy
Innerlight Surf & Skate is known as "The Surfer's Surf Shop" along the North Florida and Alabama Gulf Coast. Established in 1969, Innerlight operates four successful stores in the region. The company's newest location at the historic Pensacola Beach Marina is its most ambitious expansion yet.
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| FLORIDA FINANCE NETWORK | |
Florida First Capital is a charter member of the Florida Finance Network (FFN), an organization that unifies Florida's economic development financing programs. FFN is available throughout the state to educate lenders, business owners and economic developers about state and federal small business and economic development financing programs available to Florida small businesses.
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