May Lender Update
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May 2007
 
 
Florida First Capital Finance Corporation
Lender Update

FFC 504 Rates

FFC 504 May Effective Rate 6.28%

The 20-year 504 rates announced for May are:

FFC Effective Rate: 6.28%
FFC First Five Years: 6.20%
Note Rate: 5.39%
Debenture Rate: 5.31%

The 10-year 504 rates for May/June are:

FFC Effective Rate: 6.36%
Note Rate: 5.29%
Debenture Rate: 5.11%


SBA Honors FFCFC for its Performance

During the fiscal year ended Sept. 30, 2006, FFCFC produced 302 authorized 504 loan projects and finished the year as the #1 504 lender in Florida by all dollar measures. As a result of its performance, FFCFC recently received three awards from the SBA - Greatest Number of 504 Loans by the NFD, Gold Award for Producing More Than 100 504s and The Most Improved CDC by the SFD.

FFCFC 504 Brings Kansas City Beef to Downtown Jacksonville

Featuring the finest quality Kansas beef, Bard and Linda McLean opened Plaza III The Steakhouse in December 2005. Located in the Hyatt Regency Riverfront Hotel on the St. Johns River in downtown Jacksonville, the restaurant serves USDA Prime aged, chops, steak, seafood, with a full bar. "Bringing quality steaks and first-class service to a major metropolitan area has long been our dream," say the McLeans. "And, without the help of FFCFC's staff and their 504 loan product, this dream would never have come true."

Ask the Experts
504 Q & A

Q - Help - Please Define "Small Business" by SBA Standards

Cyclical Pull: Commercial Borrowers Tilt to Fixed

Current competitive market conditions are allowing borrowers of commercial real-estate to shop for lower, fixed rate mortgages that allow for great flexibility in payment structures and preserve working capital.

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FFCFC is proud to be a charter member of the Florida Finance Network, an organization that unifies Florida's economic development financing program and is available throughout Florida to educate lenders, business owners, and economic development officials about financing programs available to small businesses. FFN builds awareness of state and federal small business and economic development financing programs available to Florida businesses.
phone: 888-320-5504

Since 1983 FFCFC, Florida's Statewide Certified Development Company, has provided financial assistance to small businesses in conjunction with U.S. government, State of Florida and private sector lending programs.

Florida First Capital Finance Corporation | 1351 N. Gadsden Street | Tallahassee | FL | 32303