Record Low Rates Continue

Effective rates for 20-year 504 loans hit an all-time low this month, marking the fifth record-setting drop in the past 12 months. At 5.51%, 504 rates have never been lower. In fact, the 20-year rate one year ago was 7.24%.

June

July

Aug.

Sept.

Oct.

Nov.

Dec.

Jan.

Feb.

March

April

May

June

7.24

7.1

6.75

6.33

6.19

6.52

6.54

6.34

6.28

5.94

6.23

6.08

 5.51

Information on how the 504 funding rate is determined is posted on our Web site. Link to "Determining the 504 Funding Rate"