Note: The "Soft Costs" referred to in the Loan Calculator, add an estimated 5% to the cost of the land and construction of a new building for such items as an appraisal, environmental approvals, survey, architect and engineering fees, and interest on an interim loan, if one is needed. This Loan Calculator is designed, merely to give you an idea of what type of loan payment you might expect. It is not a guarantee that you'll get a loan, or guarantee interest rates, or the length of a loan or any other specifics. If your loan payments look feasible, contact FFCFC early in your planning process and ask for assistance.